CCF Mortgages Presents

The Mortgage Perspective.

No schedule. No filler. Just conversations worth having.

With Rick Bettencourt | Chartered Finance

Latest Podcast · Episode 1

Where Are Mortgage Rates Heading, and What Does That Mean for Ontario Homeowners?

Between inflation, a slowing Canadian economy and Donald Trump's trade policies, predicting mortgage rates has become increasingly difficult. Rick discusses what's driving mortgage rates in Canada, why fixed and variable rates don't necessarily move together, and what Ontario homeowners should consider when renewing or refinancing.

October 9, 2026 Episode 1 2 min 04 sec

Watch on YouTube ↗ Previous Episodes ↓

About The Podcast

A Different Perspective. A Straightforward Conversation.

There's already enough noise out there. Every day brings another headline, another prediction, and another expert telling us what's going to happen next.

The Mortgage Perspective is an occasional video commentary from Rick Bettencourt of Chartered Finance, CCF Mortgages.

We'll talk about mortgages, interest rates, the economy, financial markets, government decisions and whatever else is interesting or relevant at the time.

Some topics deserve a closer look. Others don't. There won't be a weekly schedule, and there won't be an episode just because the calendar says it's time for one.

If There's Something Worth Talking About, We'll Talk About It. If There Isn't, We Won't.

Beyond The Headlines

What We'll Talk About

The conversation starts with mortgages, but it doesn't necessarily end there.

Mortgage Rates & Lending

The Canadian Economy

Ontario Homeowners

Government Policy

Canada–U.S. Trade

Banking & Financial Markets

Housing & Affordability

Whatever Matters Next

Podcast Archive

Previous Conversations

Every conversation in one place. Browse earlier episodes by date and revisit topics worth discussing.

More Conversations Will Follow.

The first episode is available above. As new podcasts are published, earlier episodes will appear here, with the newest first.

Chartered Finance

Have a Mortgage Question?

The podcast looks at the bigger picture. Your own mortgage situation deserves individual attention. If you're an Ontario homeowner looking at renewal, refinancing, accessing equity or dealing with a mortgage problem, let's discuss your options.

Talk With Rick →

The Mortgage Perspective provides general commentary and information. Content does not constitute personalized mortgage, financial, legal or investment advice.