Mortgage Calculators

Run the numbers.Understand your options.

Estimate equity, compare payments and test different financing structures before you make a decision. These calculators are designed to help you understand the numbers — not replace a full mortgage review.

Home EquityMortgage PaymentsDebt ConsolidationMortgage Comparison
Explore
Available Equity Calculator

How much room may be available in your home?

Estimate current equity and potential borrowing room at a selected loan-to-value.

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Estimated Borrowing Room

Based on the values you entered.

Current equity
Current LTV
Maximum debt at selected LTV

Estimate only. Actual lending limits depend on the property, lender, appraisal, location and complete application.

Ask what lenders may actually consider →
Mortgage Payment Calculator

What would the monthly payment look like?

Estimate a monthly payment using the amount, rate and amortization entered.

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Estimated Monthly Payment
Total payments
Estimated total interest

For illustration only. Actual lender calculations may vary by product and payment structure.

Debt Consolidation Calculator

What could happen to your monthly cash flow?

Compare current monthly debt payments with an estimated mortgage-based payment.

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Estimated Monthly Cash-Flow Difference
Current monthly payments
Estimated new payment

Does not include lender, broker, appraisal, legal or discharge costs.

Review whether consolidation makes sense →
Mortgage Comparison Calculator

Compare two mortgage structures side by side.

Compare estimated monthly payment and interest cost.

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Estimated Monthly Payment Difference

Option A payment
Option B payment
Option A total interest
Option B total interest

Does not compare penalties, privileges, fees, portability or qualification.

Second Mortgage Calculator

What would the combined loan-to-value look like?

See resulting combined LTV and estimated second-mortgage payment.

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Combined Loan-to-Value
Total secured debt
Remaining equity
Estimated monthly payment

This does not determine approval. Terms and maximum LTV vary by lender and application.

Learn more about second mortgages →
The Numbers Are Only the Starting Point

Want to know what the numbers mean for your actual situation?

Tell us what you are trying to accomplish and we can help determine which mortgage options are realistically available.

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